Card Explorer
Compare credit cards and find the best match for your spending
Not sure which card is best for you? Try our AI Card Advisor or get a full Card Audit Report.
Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.
Bonus Categories
Shipping, Advertising, Internet, Cable, Phone, Travel
~3.75% value
All Other
~1.25% value
- ✓3X on first $150K/yr in shipping, advertising, internet, cable, phone, and travel.
- ✓Points worth 25% more when redeemed through Chase Travel.
- ✓Cell phone protection for you and employees listed on your bill.
Your Projected Rewards Value
Earn 75,000 bonus miles after you spend $4,000 on purchases in the first 3 months.
Bonus Categories
Hotels & Car Rentals (via Capital One Travel)
~10% value
Flights (via Capital One Travel)
~5% value
All Other
~2% value
- ✓10X miles on hotels/car rentals via Capital One Travel, 5X on flights.
- ✓$300 annual travel credit and 10,000 anniversary miles.
- ✓Capital One Lounge and Priority Pass Select access.
Your Projected Rewards Value
Earn up to 100,000 Membership Rewards points after spending $6,000 in the first 6 months (targeted offer).
Get a 40% transfer bonus to British Airways Avios. Offer expires Apr 30, 2026.
Get a 25% transfer bonus to Marriott Bonvoy. Offer expires Mar 31, 2026.
Bonus Categories
Restaurants
~6% value
U.S. Supermarkets
~6% value
Flights
~4.5% value
All Other
~1.5% value
- ✓4X points at Restaurants worldwide, plus takeout and delivery.
- ✓4X points at U.S. Supermarkets (up to $25K/yr, then 1X).
- ✓$120 Uber Cash, $120 dining credit, $100 hotel credit annually.
Your Projected Rewards Value
The Business Platinum Card from American Express
Earn 200,000 Membership Rewards points after you spend $20,000 on eligible purchases within the first 3 months.
Bonus Categories
Flights & Prepaid Hotels (Amex Travel)
~10% value
Eligible Purchases $5K+
~3% value
All Other
~2% value
- ✓5X MR points on flights & prepaid hotels booked on amextravel.com.
- ✓1.5X on eligible purchases $5K+ (up to 1M points/yr).
- ✓35% points back on flights and business/first class via Amex Travel.
Your Projected Rewards Value
Earn 125,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Get a 10% transfer bonus to Hyatt. Offer expires Apr 15, 2026.
Bonus Categories
Hotels & Car Rentals (via Chase)
~15% value
Flights (via Chase)
~7.5% value
Dining
~4.5% value
All Other
~1.5% value
- ✓10X on hotels & car rentals, 5X on flights via Chase, 3X on dining.
- ✓$300 annual travel credit automatically applied.
- ✓Priority Pass Select airport lounge access.
Your Projected Rewards Value
Earn 150,000 bonus points after you spend $20,000 on purchases in the first 3 months from account opening.
Bonus Categories
Hotels & Car Rentals (via Chase)
~15% value
Flights (via Chase)
~7.5% value
Dining
~4.5% value
All Other
~1.5% value
- ✓10X on hotels & car rentals, 5X on flights via Chase, 3X on dining.
- ✓$300 annual travel credit. Points worth 50% more via Chase Travel.
- ✓Priority Pass Select and employee cards at no extra cost.
Your Projected Rewards Value
Hilton Honors American Express Aspire Card
Earn 175,000 Hilton Honors bonus points after you spend $6,000 in the first 6 months.
Bonus Categories
Hilton Hotels
~7% value
Flights & Restaurants
~3.5% value
All Other
~1.5% value
- ✓14X points on Hilton purchases, 7X on flights/restaurants, 3X on all else.
- ✓Automatic Diamond status, $250 Hilton resort credit, free night annually.
- ✓Priority Pass Select lounge access and $250 airline fee credit.
Your Projected Rewards Value
Earn 150,000 bonus miles after you spend $30,000 on purchases in the first 3 months. Plus earn 10,000 bonus miles on each account anniversary.
Bonus Categories
Hotels & Car Rentals (via Capital One Travel)
~10% value
Flights (via Capital One Travel)
~5% value
All Other
~2% value
- ✓10X miles on hotels & car rentals via Capital One Travel, 5X on flights.
- ✓$300 annual Capital One Travel credit. Priority Pass & Capital One Lounge access.
- ✓Transfer miles to 15+ airline and hotel partners.
Your Projected Rewards Value
Earn up to 60,000 bonus points: 30,000 after $3,000 in 3 months, plus 30,000 after $6,000 in 6 months.
Bonus Categories
Hyatt Hotels
~6.8% value
Dining, Fitness & Transit
~3.4% value
All Other
~1.7% value
- ✓4X points at Hyatt hotels, 2X on dining/fitness/transit, 1X on all else.
- ✓Free night annually at any Category 1-4 Hyatt hotel.
- ✓Automatic Discoverist status plus path to Globalist.
Your Projected Rewards Value
Earn 50,000 bonus points after spending $4,500 in the first 90 days.
Bonus Categories
Mobile Wallet Purchases
~4.5% value
Travel & Dining
~4.5% value
All Other
~1.5% value
- ✓3X points on mobile wallet purchases (Apple Pay, Google Pay, Samsung Pay).
- ✓3X on travel and dining. Points worth 50% more on real-time rewards.
- ✓Priority Pass lounge access and $325 annual travel credit.
Your Projected Rewards Value
Earn 75,000 bonus miles once you spend $4,000 on purchases within 3 months from account opening, plus a $250 Capital One Travel credit in your first year.
Get a 30% transfer bonus to Turkish Airlines Miles&Smiles. Offer expires Mar 31, 2026.
Bonus Categories
All Purchases
~2% value
Hotels & Rental Cars (via Capital One Travel)
~5% value
- ✓Earn unlimited 2X miles on every purchase, every day.
- ✓Transfer miles to 15+ travel loyalty programs.
- ✓Up to $100 credit for Global Entry or TSA PreCheck.
Your Projected Rewards Value
Earn 50,000 Bilt Points + Gold Status after spending $4,000 on purchases in the first 3 months, plus $300 in Bilt Cash.
Get a 100% transfer bonus to Turkish Airlines Miles&Smiles. Offer expires Mar 31, 2026.
Get a 50% transfer bonus to Hyatt. Offer expires Jun 30, 2026.
Bonus Categories
Dining
~4.5% value
Travel
~3% value
Rent
~1.5% value
All Other
~1.5% value
- ✓3X points on dining, 2X on travel, 1X on rent (no fee).
- ✓Transfer to 20+ airline and hotel partners at 1:1.
- ✓Metal card with Lyft Pink All Access membership included.
Your Projected Rewards Value
The Platinum Card from American Express
Earn up to 175,000 Membership Rewards points. 150,000 after $8,000 spend in 6 months, plus 25,000 after 10 purchases.
Get a 40% transfer bonus to British Airways Avios. Offer expires Apr 30, 2026.
Get a 25% transfer bonus to Marriott Bonvoy. Offer expires Mar 31, 2026.
Bonus Categories
Flights (direct or Amex Travel)
~10% value
Hotels (via Amex Travel)
~10% value
All Other
~2% value
- ✓5X MR points on flights booked directly with airlines or via Amex Travel.
- ✓Access to Centurion Lounges, Priority Pass, Delta Sky Clubs.
- ✓$200 airline fee credit, $200 Uber Cash, $200 hotel credit, $155 Walmart+ credit.
Your Projected Rewards Value
American Express Business Gold Card
Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases within the first 3 months.
Bonus Categories
Top 2 Categories (auto-selected monthly)
~6% value
All Other
~1.5% value
- ✓4X MR points on your top 2 spending categories each month (up to $150K/yr combined).
- ✓Flexible payment — choose to pay over time or in full each month.
- ✓20% back on eligible purchases at US restaurants for the first 3 months (up to $250 back).
Your Projected Rewards Value
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months.
Bonus Categories
Office Supplies, Internet, Cable, Phone
~5% value
Gas Stations & Restaurants
~2% value
All Other
~1% value
- ✓5% cash back on first $25K/yr at office supply stores and on internet, cable, and phone.
- ✓2% cash back on first $25K/yr at gas stations and restaurants.
- ✓Pool points with Sapphire cards to unlock transfer partners.
Your Projected Rewards Value
Get a $200 Amazon Gift Card instantly upon approval.
Bonus Categories
Amazon, Whole Foods & Chase Travel
~5% value
Restaurants, Gas & Drugstores
~2% value
All Other
~1% value
- ✓5% back at Amazon.com, Whole Foods, and Chase Travel.
- ✓2% back at restaurants, gas stations, and drugstores.
- ✓1% back on all other purchases. No annual fee with Prime.
Your Projected Rewards Value
Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months.
Bonus Categories
United Purchases
~5.6% value
Dining, Hotels & Travel
~2.8% value
All Other
~1.4% value
- ✓4X miles on United purchases, 2X on dining, hotels, and all travel.
- ✓United Club lounge access for you and two companions.
- ✓Two free checked bags, Premier Access, and Global Entry credit.
Your Projected Rewards Value
Blue Business Plus Credit Card from American Express
Earn 15,000 Membership Rewards points after you spend $3,000 in the first 3 months.
Bonus Categories
All Purchases (up to $50K/yr)
~3% value
- ✓2X Membership Rewards points on all purchases (up to $50,000/yr, then 1X).
- ✓No annual fee — best free business MR card.
- ✓0% intro APR for 12 months on purchases.
Your Projected Rewards Value
Bank of America Premium Rewards Elite Credit Card
Earn 75,000 bonus points after spending $5,000 in the first 90 days ($750 value).
Bonus Categories
All Purchases
~2% value
- ✓Unlimited 2X points on all purchases, everywhere.
- ✓$300 Lifestyle credit (dining, travel, or wellness) annually.
- ✓Priority Pass lounge access and up to $100 TSA PreCheck/Global Entry credit.
Your Projected Rewards Value
Blue Cash Preferred Card from American Express
Earn a $300 statement credit after you spend $3,000 in eligible purchases within the first 6 months.
Bonus Categories
U.S. Supermarkets
~6% value
U.S. Streaming
~6% value
U.S. Gas Stations & Transit
~3% value
All Other
~1% value
- ✓6% cash back at U.S. supermarkets (up to $6K/yr, then 1%).
- ✓6% cash back on select U.S. streaming subscriptions.
- ✓3% cash back at U.S. gas stations and on transit.
Your Projected Rewards Value
Earn a $200 bonus after you spend $500 on purchases in the first 3 months.
Bonus Categories
Rotating Quarterly Categories
~5% value
Dining & Drugstores
~3% value
All Other
~1% value
- ✓5% cash back on rotating quarterly categories (up to $1,500/quarter, activation required).
- ✓3% on dining and drugstores, 1% on everything else.
- ✓Pair with Sapphire to unlock transfer partners for all Freedom Flex points.
Your Projected Rewards Value
Earn 75,000 bonus ThankYou Points after you spend $4,000 in the first 3 months.
Bonus Categories
Hotels, Car Rentals, Attractions (via Citi Travel)
~15% value
Air Travel, Restaurants, Supermarkets, Gas, EV Charging
~4.5% value
All Other
~1.5% value
- ✓10X points on hotels, car rentals, and attractions via Citi Travel. 3X on air travel, restaurants, supermarkets, gas, and EV charging.
- ✓Points transfer 1:1 to airline partners including Turkish, Singapore, and Avianca.
- ✓$100 annual hotel savings benefit on bookings of $500+ via Citi Travel.
Your Projected Rewards Value
Earn 85,000 bonus points after spending $4,000 in the first 3 months.
Bonus Categories
Marriott Hotels
~5.1% value
Dining
~3.4% value
All Other
~1.7% value
- ✓6X points at Marriott hotels, 4X on dining, 2X on all else.
- ✓Free night award annually (up to 50,000 points value).
- ✓Automatic Gold Elite status and 15 elite night credits.
Your Projected Rewards Value
Delta SkyMiles Reserve American Express Card
Earn 90,000 bonus miles after you spend $5,000 in the first 6 months.
Bonus Categories
Delta Purchases
~3.6% value
All Other
~1.2% value
- ✓3X miles on Delta purchases, 1X on all else.
- ✓Delta Sky Club access when flying Delta.
- ✓Companion Certificate and complimentary upgrade priority.
Your Projected Rewards Value
Marriott Bonvoy Brilliant American Express Card
Earn 95,000 Marriott Bonvoy bonus points after spending $6,000 in the first 6 months.
Bonus Categories
Marriott Hotels
~5.1% value
Restaurants & Flights
~2.55% value
All Other
~1.7% value
- ✓6X points at Marriott hotels, 3X on restaurants/flights, 2X on all else.
- ✓Free night award annually (up to 85,000 points), $25/mo dining credit.
- ✓Platinum Elite status and Priority Pass Select lounge access.
Your Projected Rewards Value
Costco Anywhere Visa Card by Citi
No welcome bonus. Earn cash back rewards annually as a Costco credit.
Bonus Categories
Gas (first $7K/yr)
~4% value
Restaurants & Travel
~3% value
Costco
~2% value
All Other
~1% value
- ✓4% cash back on gas (first $7,000/yr, then 1%). 3% at restaurants and travel.
- ✓2% at Costco and Costco.com. 1% on all other purchases.
- ✓No annual fee beyond Costco membership. No foreign transaction fees.
Your Projected Rewards Value
Earn 60,000 bonus points when you spend $4,000 in the first 3 months (worth $600).
Bonus Categories
Hotels
~5% value
Airlines
~4% value
Restaurants, Transit, Gas & Streaming
~3% value
All Other
~1% value
- ✓5X on hotels, 4X on airlines, 3X on restaurants/transit/gas/streaming.
- ✓Points transfer to airline and hotel partners.
- ✓$50 annual airline credit and no foreign transaction fees.
Your Projected Rewards Value
Earn $200 bonus after spending $1,000 in the first 120 days.
Bonus Categories
Two Categories You Choose
~5% value
One Everyday Category You Choose
~2% value
All Other
~1% value
- ✓5% cash back on two categories you choose (up to $2,000/quarter combined).
- ✓2% cash back on one everyday category you choose.
- ✓$0 annual fee — one of the best customizable cashback cards.
Your Projected Rewards Value
No traditional welcome bonus. Earn 2.5% cash back from day one.
Bonus Categories
All Purchases
~2.5% value
- ✓Unlimited 2.5% cash back on all purchases — one of the highest flat rates.
- ✓$0 annual fee (with qualifying Alliant checking account).
- ✓No foreign transaction fees and free access to 80,000+ ATMs.
Your Projected Rewards Value
Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Get a 10% transfer bonus to Hyatt. Offer expires Apr 15, 2026.
Bonus Categories
Travel (via Chase)
~6.25% value
Dining
~3.75% value
Streaming & Online Groceries
~3.75% value
All Other
~1.25% value
- ✓5X on travel purchased through Chase, 3X on dining, streaming, and online groceries.
- ✓Points are worth 25% more when redeemed for travel through Chase.
- ✓$50 annual Chase Travel hotel credit.
Your Projected Rewards Value
Cashback Match — Discover automatically matches all the cash back you earn at the end of your first year.
Bonus Categories
Rotating Quarterly Categories
~5% value
All Other
~1% value
- ✓5% cash back in rotating quarterly categories (up to $1,500/quarter, activation required).
- ✓Cashback Match doubles ALL cash back earned in your first year.
- ✓No annual fee, no credit score needed to apply (accepts fair credit).
Your Projected Rewards Value
Earn $200 cash back after spending $1,500 on purchases in the first 6 months.
Bonus Categories
Top Spending Category (auto-selected)
~5% value
All Other
~1% value
- ✓5% cash back on your top eligible spend category each billing cycle (up to $500).
- ✓No categories to activate — it automatically picks your highest spend.
- ✓No annual fee. Earn ThankYou Points transferable to partners.
Your Projected Rewards Value
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Bonus Categories
All Purchases
~1.5% value
- ✓Earn unlimited 1.5% cash back on every purchase.
- ✓0% intro APR for 12 months on purchases.
- ✓Pool points with Sapphire cards to unlock transfer partners.
Your Projected Rewards Value
Earn 70,000 bonus miles after you spend $4,000 on purchases in the first 3 months.
Bonus Categories
United Purchases
~4.2% value
Dining, Hotels & Streaming
~2.8% value
All Other
~1.4% value
- ✓3X miles on United purchases, 2X on dining, hotels, and streaming.
- ✓Up to $125 annual United purchase credit.
- ✓Two free checked bags and priority boarding on United flights.
Your Projected Rewards Value
Earn 50,000 bonus points after you spend $1,000 on purchases in the first 3 months.
Bonus Categories
Southwest & RR Partners
~2.8% value
All Other
~1.4% value
- ✓2X points on Southwest purchases and Rapid Rewards hotel/car partners.
- ✓$75 annual Southwest travel credit and 7,500 anniversary points.
- ✓4 upgraded boardings per year when available.
Your Projected Rewards Value
Earn 3 free night awards (each worth up to 50,000 points) after spending $3,000 in the first 3 months.
Bonus Categories
Marriott Hotels
~5.1% value
Dining, Gas, Wireless & Shipping
~3.4% value
All Other
~1.7% value
- ✓6X points at Marriott hotels, 4X on dining/gas/wireless/shipping, 2X on all else.
- ✓Free night award annually (up to 35,000 points value).
- ✓Automatic Silver Elite status with 15 elite night credits.
Your Projected Rewards Value
Delta SkyMiles Platinum American Express Card
Earn 80,000 bonus miles after you spend $3,000 in the first 6 months.
Bonus Categories
Delta Purchases & Hotels
~3.6% value
Restaurants & Supermarkets
~2.4% value
All Other
~1.2% value
- ✓3X miles on Delta purchases and hotels, 2X on restaurants/supermarkets.
- ✓Companion Certificate each year for domestic roundtrip flights.
- ✓First checked bag free and Main Cabin 1 priority boarding.
Your Projected Rewards Value
Hilton Honors American Express Surpass Card
Earn 130,000 Hilton Honors bonus points after you spend $3,000 in the first 6 months.
Bonus Categories
Hilton Hotels
~6% value
Restaurants, Supermarkets & Gas
~3% value
All Other
~1.5% value
- ✓12X points on Hilton purchases, 6X on restaurants/supermarkets/gas.
- ✓Automatic Hilton Gold status with room upgrades and free breakfast.
- ✓Free Weekend Night Reward after spending $15,000 in a calendar year.
Your Projected Rewards Value
Earn a $300 cash bonus after you spend $3,000 on purchases within the first 3 months.
Bonus Categories
Capital One Entertainment
~8% value
Hotels & Rentals (via Capital One Travel)
~5% value
Dining & Entertainment
~4% value
Groceries & Streaming
~3% value
- ✓4% cash back on dining and entertainment.
- ✓3% at grocery stores and on streaming services.
- ✓8% on Capital One Entertainment and 5% on hotels/rentals via Capital One Travel.
Your Projected Rewards Value
Earn 20,000 bonus points when you spend $1,000 in the first 3 months (worth $200).
Bonus Categories
Restaurants, Travel, Gas, Transit, Streaming, Phone
~3% value
All Other
~1% value
- ✓3X points on restaurants, travel, gas, transit, streaming, and phone plans.
- ✓1X on all other purchases. $0 annual fee.
- ✓No foreign transaction fees. Cell phone protection.
Your Projected Rewards Value
Earn $500 cash back after spending $4,500 in the first 150 days.
Bonus Categories
Gas/EV, Office Supplies, Phone & Restaurants
~3% value
All Other
~1% value
- ✓3% cash back on gas/EV charging, office supplies, cell phone, and restaurants.
- ✓1% on all other purchases. $0 annual fee.
- ✓0% intro APR for 15 billing cycles on purchases and balance transfers.
Your Projected Rewards Value
Bank of America Customized Cash Rewards Credit Card
Earn $200 online cash rewards bonus after spending $1,000 in the first 90 days.
Bonus Categories
Choice Category
~3% value
Grocery & Wholesale
~2% value
All Other
~1% value
- ✓3% cash back in your choice category (gas, online shopping, dining, travel, drugstores, home improvement).
- ✓2% at grocery stores and wholesale clubs (combined $2,500/quarter).
- ✓Preferred Rewards boosts rates up to 5.25% in your choice category.
Your Projected Rewards Value
Alaska Airlines Visa Signature Credit Card
Earn 70,000 bonus miles plus a companion fare after spending $3,000 in the first 90 days.
Bonus Categories
Alaska Airlines Purchases
~4.5% value
Dining & Streaming
~3% value
All Other
~1.5% value
- ✓3X miles on Alaska Airlines purchases, 2X on dining/streaming, 1X on all else.
- ✓Famous Companion Fare from $122 annually.
- ✓Free first checked bag for you and up to 6 guests on the same reservation.
Your Projected Rewards Value
Navy Federal Credit Union Flagship Rewards Visa Signature Card
Earn 40,000 bonus points after spending $3,000 in the first 90 days.
Bonus Categories
Travel
~3% value
All Other
~2% value
- ✓3X points on travel (including flights, hotels, car rentals).
- ✓2X on all other purchases. Premium travel benefits.
- ✓Up to $100 Global Entry/TSA PreCheck credit.
Your Projected Rewards Value
Earn a one-time $2,000 cash bonus after you spend $30,000 on purchases within the first 3 months. Plus earn an additional $2,000 for every $500,000 spent in the first year.
Bonus Categories
All Purchases
~2% value
- ✓Unlimited 2% cash back on every purchase, everywhere.
- ✓No preset spending limit — grows with your business.
- ✓5% cash back on hotels and rental cars booked through Capital One Travel.
Your Projected Rewards Value
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Bonus Categories
Travel (via Chase)
~5% value
Dining & Drugstores
~3% value
All Other
~1.5% value
- ✓5% on travel via Chase, 3% on dining and drugstores, 1.5% on everything else.
- ✓$0 annual fee with no minimum to redeem for cash back.
- ✓Pair with Sapphire Preferred or Reserve to transfer points to airlines/hotels.
Your Projected Rewards Value
Earn $200 cash back after spending $1,500 on purchases in the first 6 months.
Bonus Categories
All Purchases
~2% value
- ✓2% on every purchase — 1% when you buy, 1% when you pay your bill.
- ✓No annual fee. No categories to track or activate.
- ✓Earn Citi ThankYou Points transferable to airline and hotel partners.
Your Projected Rewards Value
Earn a $200 cash rewards bonus after spending $1,500 in purchases in the first 6 months.
Bonus Categories
All Purchases
~2% value
- ✓Unlimited 2% cash rewards on purchases. No categories to track.
- ✓$0 annual fee with a solid $200 welcome bonus.
- ✓0% intro APR for 12 months on purchases and qualifying balance transfers.
Your Projected Rewards Value
United Explorer Card
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months.
Bonus Categories
United Purchases
~2.8% value
Dining & Hotels
~2.8% value
All Other
~1.4% value
- ✓2X miles on United purchases, dining, and hotel stays.
- ✓Free first checked bag and priority boarding on United flights.
- ✓Up to $100 Global Entry or TSA PreCheck credit.
Your Projected Rewards Value
Southwest Rapid Rewards Premier Business Credit Card
Earn 60,000 bonus points after you spend $3,000 on purchases in the first 3 months.
Bonus Categories
Southwest & RR Partners
~2.8% value
All Other
~1.4% value
- ✓2X points on Southwest purchases and Rapid Rewards hotel/car partners.
- ✓9,000 anniversary bonus points each year.
- ✓Points count toward Companion Pass qualification.
Your Projected Rewards Value
Earn 140,000 bonus points after spending $3,000 in the first 3 months.
Bonus Categories
IHG Hotels
~13% value
Travel, Dining & Gas
~2.5% value
All Other
~1.5% value
- ✓26X total points per $1 at IHG hotels, 5X on travel/dining/gas, 3X on all else.
- ✓Free night award annually (up to 40,000 points value).
- ✓Platinum Elite status with 4th night free on reward stays.
Your Projected Rewards Value
Earn 3 free night awards (each worth up to 50,000 points) after spending $3,000 in the first 3 months.
Bonus Categories
Marriott Hotels
~5.1% value
All Other
~1.7% value
- ✓6X points at Marriott hotels, 2X on all other purchases.
- ✓Free night award annually (up to 35,000 points value).
- ✓Automatic Silver Elite status with path to Gold.
Your Projected Rewards Value
Earn 70,000 bonus Aeroplan points after spending $4,000 in the first 3 months.
Bonus Categories
Air Canada & Star Alliance
~4.5% value
Dining & Groceries
~3% value
All Other
~1.5% value
- ✓3X points on Air Canada and Star Alliance purchases, 2X on dining/grocery.
- ✓First checked bag free on Air Canada flights.
- ✓Points transfer to Aeroplan for Star Alliance award flights.
Your Projected Rewards Value
Blue Business Cash Card from American Express
Earn a $250 statement credit after you spend $5,000 in the first 3 months.
Bonus Categories
All Purchases (up to $50K/yr)
~2% value
- ✓2% cash back on all eligible purchases (up to $50,000/yr, then 1%).
- ✓No annual fee with 0% intro APR for 12 months.
- ✓Expanded buying power beyond your credit limit.
Your Projected Rewards Value
Hilton Honors American Express Business Card
Earn 130,000 Hilton Honors bonus points after you spend $3,000 in the first 3 months.
Bonus Categories
Hilton Hotels
~6% value
Gas, Restaurants, Shipping & Ads
~3% value
All Other
~1.5% value
- ✓12X points on Hilton, 6X on gas/restaurants/shipping/ads, 3X on all else.
- ✓Automatic Hilton Gold status with room upgrades.
- ✓Free Weekend Night Reward after spending $15,000 in a calendar year.
Your Projected Rewards Value
Capital One Quicksilver Cash Rewards Credit Card
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months.
Bonus Categories
All Purchases
~1.5% value
- ✓Unlimited 1.5% cash back on every purchase, every day.
- ✓$0 annual fee and no foreign transaction fees.
- ✓0% intro APR for 15 months on purchases and balance transfers.
Your Projected Rewards Value
Capital One Spark Miles for Business
Earn 50,000 bonus miles after you spend $4,500 on purchases within the first 3 months.
Bonus Categories
All Purchases
~2% value
- ✓Unlimited 2X miles on every purchase.
- ✓Transfer miles to 15+ travel loyalty programs.
- ✓$0 intro annual fee for the first year.
Your Projected Rewards Value
Citi / AAdvantage Executive World Elite Mastercard
Earn 70,000 American Airlines AAdvantage bonus miles after spending $7,000 in the first 3 months.
Bonus Categories
American Airlines Purchases
~2.8% value
All Other
~1.4% value
- ✓Admirals Club membership for you and authorized users.
- ✓2X miles on AA purchases, 1X on everything else.
- ✓Free checked bags, preferred boarding, and 25% inflight savings.
Your Projected Rewards Value
Earn $500 cash back after spending $5,000 in the first 3 months.
Bonus Categories
All Purchases
~2% value
- ✓2% cash back on every business purchase with no category limits.
- ✓$0 annual fee and free employee cards.
- ✓Cell phone protection when you pay your bill with this card.
Your Projected Rewards Value
AAdvantage Aviator Red World Elite Mastercard
Earn 60,000 AAdvantage bonus miles after making your first purchase and paying the annual fee.
Bonus Categories
American Airlines Purchases
~2.8% value
All Other
~1.4% value
- ✓Earn 60,000 miles after just one purchase — easiest welcome bonus.
- ✓2X miles on American Airlines purchases, 1X on everything else.
- ✓First checked bag free and preferred boarding on AA flights.
Your Projected Rewards Value
Earn 25,000 bonus points after spending $1,000 in the first 90 days ($250 value).
Bonus Categories
Dining
~4% value
Grocery, Streaming & Gas
~2% value
All Other
~1% value
- ✓4X points on dining, 2X on grocery/streaming/gas, 1X on all else.
- ✓$0 annual fee and no foreign transaction fees.
- ✓0% intro APR for 12 billing cycles on purchases.
Your Projected Rewards Value
Bank of America Premium Rewards Credit Card
Earn 60,000 bonus points after spending $4,000 in the first 90 days ($600 value).
Bonus Categories
Travel & Dining
~2% value
All Other
~1.5% value
- ✓2X on travel and dining, 1.5X on all other purchases.
- ✓Up to $100 airline incidental credit and up to $100 TSA PreCheck/Global Entry credit.
- ✓Preferred Rewards members can boost earn rates by up to 75%.
Your Projected Rewards Value
Bank of America Business Advantage Customized Cash Rewards Mastercard
Earn $300 statement credit after spending $3,000 in the first 90 days.
Bonus Categories
Choice Category
~3% value
Dining
~2% value
All Other
~1% value
- ✓3% cash back in your choice category (gas, office supplies, travel, TV/telecom, computer services, or consulting).
- ✓2% on dining. 1% on all other purchases.
- ✓Preferred Rewards for Business boosts rates up to 75%.
Your Projected Rewards Value
Earn $200 bonus after spending $1,000 in the first 3 months.
Bonus Categories
All Purchases
~2% value
- ✓Unlimited 2% cash back on all purchases with no annual fee.
- ✓No foreign transaction fees.
- ✓One of the best flat-rate no-fee cards available.
Your Projected Rewards Value
PenFed Power Cash Rewards Visa Signature Card
Earn $100 statement credit after spending $1,500 in the first 90 days.
Bonus Categories
All Purchases
~2% value
- ✓Unlimited 2% cash back on all purchases.
- ✓$0 annual fee with no spending caps.
- ✓Anyone can join PenFed — military membership not required.
Your Projected Rewards Value
Navy Federal Credit Union More Rewards American Express Card
Earn $100 after spending $2,000 in the first 90 days.
Bonus Categories
Dining, Gas & Groceries
~3% value
All Other
~1% value
- ✓3X points on dining, gas, and grocery purchases.
- ✓1X on all other purchases. $0 annual fee.
- ✓NFCU membership required (military, DoD, veterans, family).
Your Projected Rewards Value
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months.
Bonus Categories
Capital One Entertainment
~8% value
Hotels & Rentals (via Capital One Travel)
~5% value
Dining, Entertainment, Streaming, Groceries
~3% value
All Other
~1% value
- ✓3% cash back on dining, entertainment, popular streaming, and grocery stores.
- ✓8% cash back on Capital One Entertainment purchases. 5% on hotels and rental cars via Capital One Travel.
- ✓$0 annual fee with no rotating categories to track.
Your Projected Rewards Value
Earn 50,000 bonus points after you spend $1,000 on purchases in the first 3 months.
Bonus Categories
Southwest & RR Partners
~2.8% value
All Other
~1.4% value
- ✓2X points on Southwest purchases and Rapid Rewards hotel/car partners.
- ✓6,000 anniversary bonus points each year.
- ✓Earn tier-qualifying points toward A-List and Companion Pass.
Your Projected Rewards Value
Earn 40,000 Membership Rewards points after you spend $3,000 in the first 6 months.
Bonus Categories
Travel
~4.5% value
Dining
~4.5% value
Transit
~4.5% value
All Other
~1.5% value
- ✓3X points on travel, dining, and transit worldwide.
- ✓$189 CLEAR Plus credit annually.
- ✓Earns Membership Rewards transferable to 20+ airline/hotel partners.
Your Projected Rewards Value
Blue Cash Everyday Card from American Express
Earn a $200 statement credit after you spend $2,000 in eligible purchases within the first 6 months.
Bonus Categories
U.S. Supermarkets
~3% value
U.S. Online Retail
~3% value
U.S. Gas Stations
~3% value
All Other
~1% value
- ✓3% cash back at U.S. supermarkets (up to $6,000/yr, then 1%).
- ✓3% cash back on U.S. online retail purchases (up to $6,000/yr).
- ✓3% cash back at U.S. gas stations (up to $6,000/yr).
Your Projected Rewards Value
Delta SkyMiles Gold American Express Card
Earn 70,000 bonus miles after you spend $2,000 in the first 6 months.
Bonus Categories
Delta Purchases
~2.4% value
Restaurants
~2.4% value
U.S. Supermarkets
~2.4% value
All Other
~1.2% value
- ✓2X miles on Delta purchases, restaurants, and U.S. supermarkets.
- ✓First checked bag free on Delta flights (saves $60/roundtrip).
- ✓$200 Delta flight credit after spending $10,000 in a calendar year.
Your Projected Rewards Value
Citi / AAdvantage Platinum Select World Elite Mastercard
Earn 50,000 American Airlines AAdvantage bonus miles after spending $2,500 in the first 3 months.
Bonus Categories
AA Purchases
~2.8% value
Restaurants, Gas & Cable
~2.8% value
All Other
~1.4% value
- ✓2X miles on American Airlines purchases and at restaurants/gas/cable.
- ✓First checked bag free on domestic AA itineraries.
- ✓Preferred boarding on American Airlines flights.
Your Projected Rewards Value
Earn 80,000 bonus TrueBlue points after spending $1,000 in the first 90 days.
Bonus Categories
JetBlue Purchases
~7.8% value
Dining & Groceries
~2.6% value
All Other
~1.3% value
- ✓6X points on JetBlue purchases, 2X on dining and groceries.
- ✓1X on all other purchases. First checked bag free on JetBlue.
- ✓50% savings on inflight purchases and Mosaic qualification boost.
Your Projected Rewards Value
Earn 50,000 bonus points after spending $2,000 in the first 120 days ($500 value).
Bonus Categories
Hotels & Car Rentals (via Altitude Rewards)
~5% value
Travel & Gas
~4% value
Dining, Streaming & Grocery
~2% value
All Other
~1% value
- ✓5X on hotels and rental cars booked via the Altitude Rewards Center.
- ✓4X on travel and gas. 2X on dining, streaming, and grocery.
- ✓$30 annual streaming credit and no foreign transaction fees.
Your Projected Rewards Value
Bank of America Unlimited Cash Rewards Credit Card
Earn $200 online cash rewards bonus after spending $1,000 in the first 90 days.
Bonus Categories
All Purchases
~1.5% value
- ✓Unlimited 1.5% cash back on all purchases.
- ✓$0 annual fee. 0% intro APR for 15 billing cycles.
- ✓Preferred Rewards members earn up to 2.62% on every purchase.
Your Projected Rewards Value
Alaska Airlines Visa Business Credit Card
Earn 60,000 bonus miles after spending $2,000 in the first 90 days.
Bonus Categories
Alaska Airlines Purchases
~4.5% value
All Other
~1.5% value
- ✓3X miles on Alaska Airlines purchases, 1X on all other purchases.
- ✓BOGO companion fare from $122 each account anniversary.
- ✓Free first checked bag and 20% savings on inflight purchases.
Your Projected Rewards Value
No traditional welcome bonus. 3% cash back when you check out with PayPal.
Bonus Categories
PayPal Purchases
~3% value
All Other
~2% value
- ✓3% cash back when you check out with PayPal online.
- ✓2% cash back on all other purchases everywhere Mastercard is accepted.
- ✓$0 annual fee with no categories to track.
Your Projected Rewards Value
Earn 50,000 bonus points after spending $3,000 in the first 90 days.
Bonus Categories
Travel
~4.5% value
All Other
~2.25% value
- ✓Unlimited 3X points on all travel purchases.
- ✓1.5X on all other purchases. $0 annual fee.
- ✓Up to $100 Global Entry/TSA PreCheck credit.
Your Projected Rewards Value
Earn $200 cash back after spending $1,500 in the first 90 days.
Bonus Categories
All Purchases
~2% value
- ✓Unlimited 2% cash back on all purchases.
- ✓$0 annual fee with no categories to track.
- ✓Cash back can be redeemed as statement credit or deposit.
Your Projected Rewards Value
Get a $100 Amazon Gift Card instantly upon approval.
Bonus Categories
Amazon & Whole Foods
~3% value
Restaurants, Gas & Drugstores
~2% value
All Other
~1% value
- ✓3% back at Amazon.com and Whole Foods (no Prime required).
- ✓2% back at restaurants, gas stations, and drugstores.
- ✓1% back on all other purchases with no annual fee.
Your Projected Rewards Value
Earn 50,000 bonus points after you spend $1,000 on purchases in the first 3 months.
Bonus Categories
Southwest & RR Partners
~2.8% value
All Other
~1.4% value
- ✓2X points on Southwest purchases and Rapid Rewards hotel/car partners.
- ✓1X points on all other purchases.
- ✓3,000 anniversary bonus points each year.
Your Projected Rewards Value
American Express EveryDay Preferred Credit Card
Earn 15,000 Membership Rewards points after you spend $2,000 in the first 6 months.
Bonus Categories
U.S. Supermarkets
~4.5% value
U.S. Gas Stations
~3% value
All Other
~1.5% value
- ✓3X points at U.S. supermarkets (up to $6,000/yr, then 1X).
- ✓2X points at U.S. gas stations. 50% point bonus at 30+ transactions.
- ✓Earns Membership Rewards transferable to airline and hotel partners.
Your Projected Rewards Value
Hilton Honors American Express Card
Earn 80,000 Hilton Honors bonus points after you spend $2,000 in the first 6 months.
Bonus Categories
Hilton Hotels
~3.5% value
Restaurants, Supermarkets & Gas
~2.5% value
All Other
~1.5% value
- ✓7X points on Hilton purchases, 5X on restaurants/supermarkets/gas.
- ✓3X on all other purchases. No annual fee.
- ✓Automatic Hilton Honors Silver status.
Your Projected Rewards Value
0% intro APR on balance transfers for 21 months from date of first transfer (after, variable APR 17.24%-27.99%).
Bonus Categories
- ✓0% intro APR on balance transfers for 21 months.
- ✓0% intro APR on purchases for 12 months.
- ✓$0 annual fee — one of the longest 0% APR offers available.
Your Projected Rewards Value
0% intro APR for up to 21 months on purchases and balance transfers.
Bonus Categories
- ✓0% intro APR for 21 months on purchases and qualifying balance transfers.
- ✓$0 annual fee with no rewards — designed purely for 0% financing.
- ✓Cell phone protection when you pay your bill with this card.
Your Projected Rewards Value
Earn 60,000 bonus miles after spending $3,000 in the first 90 days.
Bonus Categories
All Purchases
~2% value
- ✓Unlimited 2X miles on every purchase.
- ✓Miles redeemable as statement credit against travel purchases.
- ✓No foreign transaction fees and chip-enabled security.
Your Projected Rewards Value
Earn $750 cash back after spending $7,500 in the first 120 days.
Bonus Categories
All Purchases
~2% value
- ✓2% cash back on all eligible business purchases.
- ✓$0 annual fee with free employee cards.
- ✓Flexible redemption options including statement credits.
Your Projected Rewards Value
Earn 25,000 bonus points after spending $1,000 in the first 90 days ($250 value).
Bonus Categories
All Purchases
~1.5% value
- ✓Unlimited 1.5 points per $1 on all purchases.
- ✓No annual fee and no foreign transaction fees.
- ✓0% intro APR for 15 billing cycles on purchases.
Your Projected Rewards Value
Earn $200 cash back after spending $1,000 in the first 3 months.
Bonus Categories
Gas
~4% value
Dining
~3% value
Groceries
~2% value
All Other
~1% value
- ✓4% cash back on gas, 3% on dining, 2% on groceries.
- ✓1% on all other purchases. $0 annual fee.
- ✓PNC relationship bonus can boost rewards by 50%.
Your Projected Rewards Value
No traditional welcome bonus. Automatic 3% back on your top spending category each month.
Bonus Categories
Top Spending Category (auto)
~3% value
Second Category (auto)
~2% value
All Other
~1% value
- ✓Automatic 3% cash back on your top spending category each month.
- ✓2% on your second-highest category, 1% on everything else.
- ✓Cash back deposited directly to your Venmo account.
Your Projected Rewards Value
No traditional welcome bonus. Earn Daily Cash from your first purchase.
Bonus Categories
Apple & Select Partners
~3% value
Apple Pay Purchases
~2% value
Physical Card Purchases
~1% value
- ✓3% Daily Cash on Apple purchases and select merchants (Uber, Walgreens, Nike, etc.).
- ✓2% Daily Cash on all Apple Pay purchases. 1% on physical card purchases.
- ✓No annual fee, no late fees, no over-limit fees. Titanium card.
Your Projected Rewards Value
American Express Business Green Rewards Card
Earn 25,000 Membership Rewards points after you spend $3,000 in the first 3 months.
Bonus Categories
Transit & Travel
~3% value
All Other
~1.5% value
- ✓2X MR points on eligible transit and travel purchases.
- ✓1X on all other purchases with no spending cap.
- ✓Earns transferable Membership Rewards points.
Your Projected Rewards Value
Earn 20,000 bonus ThankYou Points after spending $1,500 in the first 3 months.
Bonus Categories
Supermarkets & Gas (first $6K/yr)
~3% value
All Other
~1.5% value
- ✓All points round up to the nearest 10 on every purchase.
- ✓2X points at supermarkets and gas (first $6,000/yr, then 1X).
- ✓Earn ThankYou Points transferable to airline partners.
Your Projected Rewards Value
0% intro APR on balance transfers for 21 months and on purchases for 12 months.
Bonus Categories
- ✓0% intro APR on balance transfers for 21 months.
- ✓No late fees, no penalty rate, no annual fee.
- ✓The only card that never charges a late fee.
Your Projected Rewards Value
Earn 45,000 bonus Wyndham Rewards points after spending $1,000 in the first 90 days.
Bonus Categories
Wyndham Hotels
~5.1% value
Gas
~4.3% value
Dining & Groceries
~1.7% value
All Other
~0.85% value
- ✓6X points at Wyndham hotels, 5X on gas, 2X on dining/groceries.
- ✓Automatic Wyndham Gold status with room upgrades.
- ✓1X on all other purchases. Points transfer to airline partners.
Your Projected Rewards Value
Earn 60,000 bonus HawaiianMiles after spending $2,000 in the first 90 days.
Bonus Categories
Hawaiian Airlines, Gas, Dining & Groceries
~3.6% value
All Other
~1.2% value
- ✓3X miles on Hawaiian Airlines, gas, dining, and grocery purchases.
- ✓1X on all other purchases. One free checked bag on Hawaiian flights.
- ✓50% off companion fare once per year on Hawaiian roundtrip flights.
Your Projected Rewards Value
U.S. Bank Shopper Cash Rewards Visa Signature Card
Earn $200 bonus after spending $1,000 in the first 120 days.
Bonus Categories
Eligible Streaming
~6% value
Grocery & Department Stores
~3% value
All Other
~1.5% value
- ✓6% cash back on eligible streaming services (up to $2K/quarter).
- ✓3% at grocery stores and department stores (up to $1,500/quarter each).
- ✓1.5% on all other purchases with no annual fee.
Your Projected Rewards Value
Earn 20,000 bonus points after spending $1,000 in the first 3 months.
Bonus Categories
Dining
~4% value
Gas & Grocery
~3% value
All Other
~1% value
- ✓4X points on dining, 3X on gas and grocery.
- ✓1X on all other purchases. $0 annual fee.
- ✓Redeem points for travel, gift cards, or merchandise.
Your Projected Rewards Value
No traditional welcome bonus. Earn 1.5% cash back on all purchases.
Bonus Categories
All Purchases
~1.5% value
- ✓Unlimited 1.5% cash back on all purchases.
- ✓$0 annual fee. USAA membership required (military/veteran/family).
- ✓No foreign transaction fees and strong military member benefits.
Your Projected Rewards Value
Earn 80,000 bonus points after spending $2,000 in the first 3 months.
Bonus Categories
IHG Hotels
~8.5% value
Dining & Gas
~1.5% value
All Other
~1% value
- ✓17X total points per $1 at IHG hotels, 3X on dining/gas, 2X on all else.
- ✓No annual fee with IHG Silver Elite status.
- ✓Points never expire as long as account is open.
Your Projected Rewards Value
Earn 60,000 bonus points after spending $2,000 in the first 3 months.
Bonus Categories
Marriott Hotels
~11.9% value
Travel
~1.7% value
All Other
~0.85% value
- ✓14X total points at Marriott hotels, 2X on travel, 1X on all else.
- ✓No annual fee with automatic Silver Elite status.
- ✓15 elite night credits toward status each year.
Your Projected Rewards Value
American Express EveryDay Credit Card
Earn 10,000 Membership Rewards points after you spend $2,000 in the first 6 months.
Bonus Categories
U.S. Supermarkets
~3% value
All Other
~1.5% value
- ✓2X points at U.S. supermarkets (up to $6,000/yr, then 1X).
- ✓20% point bonus when you make 20+ transactions in a billing period.
- ✓Earns Membership Rewards with no annual fee.
Your Projected Rewards Value
Earn $200 cash back after spending $1,000 in the first 3 months.
Bonus Categories
All Purchases
~1.5% value
- ✓Unlimited 1.5% cash back on all purchases.
- ✓$0 annual fee with no categories to track.
- ✓0% intro APR for 15 billing cycles on purchases and balance transfers.
Your Projected Rewards Value
Earn 1.5% cash back on all purchases. No welcome bonus.
Bonus Categories
All Purchases
~1.5% value
- ✓1.5% cash back on every purchase with no annual fee.
- ✓Free credit score tracking and credit journey tools.
- ✓Designed for building or rebuilding credit history.
Your Projected Rewards Value
Earn a $200 statement credit after spending $500 in the first 3 months.
Bonus Categories
All Purchases
~1% value
- ✓1% Disney Rewards Dollars on all purchases.
- ✓10% off select merchandise at Disney stores and shopDisney.com.
- ✓Special financing on Disney vacation packages.
Your Projected Rewards Value
Delta SkyMiles Blue American Express Card
Earn 10,000 bonus miles after you spend $500 in the first 6 months.
Bonus Categories
Delta Purchases & Dining
~2.4% value
All Other
~1.2% value
- ✓2X miles on dining and Delta purchases.
- ✓1X miles on all other purchases. No annual fee.
- ✓No foreign transaction fees on purchases made abroad.
Your Projected Rewards Value
Capital One QuicksilverOne Cash Rewards Credit Card
No welcome bonus. Earn unlimited 1.5% cash back on every purchase.
Bonus Categories
All Purchases
~1.5% value
- ✓Unlimited 1.5% cash back on every purchase.
- ✓Designed for fair credit — helps build your score.
- ✓Automatic consideration for higher credit line in as little as 6 months.
Your Projected Rewards Value
No welcome bonus. Build credit with responsible use.
Bonus Categories
- ✓$0 annual fee with no deposit required.
- ✓Automatic credit line increase consideration in as little as 6 months.
- ✓Access to CreditWise for free credit monitoring.
Your Projected Rewards Value
No welcome bonus. Earn unlimited 1% cash back on every purchase.
Bonus Categories
All Purchases
~1% value
- ✓Unlimited 1% cash back on every business purchase.
- ✓$0 annual fee — good for building business credit.
- ✓Free employee cards at no additional cost.
Your Projected Rewards Value
Earn $300 cash back or 30,000 points after spending $3,000 in the first 3 months.
Bonus Categories
All Purchases
~1.5% value
- ✓Choose 1.5% cash back on every purchase or earn 1 point per $1.
- ✓0% intro APR for 9 months on purchases.
- ✓$0 annual fee — good entry-level business card.
Your Projected Rewards Value
No welcome bonus. Earn 1X AAdvantage mile per $1 on all purchases.
Bonus Categories
All Purchases
~1.4% value
- ✓1X miles on all purchases with no annual fee.
- ✓First checked bag free on domestic AA itineraries.
- ✓No foreign transaction fees.
Your Projected Rewards Value
Earn 50,000 bonus TrueBlue points after spending $1,000 in the first 90 days.
Bonus Categories
JetBlue Purchases
~3.9% value
Dining & Groceries
~2.6% value
All Other
~1.3% value
- ✓3X points on JetBlue purchases, 2X on dining and groceries.
- ✓1X on all other purchases. No annual fee.
- ✓10% points back on JetBlue award flights.
Your Projected Rewards Value
Earn $200 cash back after spending $3,000 in the first 3 months.
Bonus Categories
All Purchases
~1.5% value
- ✓1.5% cash back on all business purchases.
- ✓$0 annual fee with free employee cards.
- ✓Purchase protection and extended warranty benefits.
Your Projected Rewards Value
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